Work out what a loan from Saraogi Viniyog could look like before you speak to us: the monthly instalment, how much you may be eligible to borrow, and what early repayment would save. Enter your own figures — the results update as you type.
Your loan
Your monthly EMI
₹ 11,634
for 60 months
- Principal₹ 5,00,000
- Total interest₹ 1,98,040
- Total payable₹ 6,98,040
PrincipalInterest
EMI assumes a fixed interest rate and equal monthly instalments. Processing fees and insurance, if any, are not included.
Yearly repayment schedule
| Year | Principal paid | Interest paid | Total paid | Balance |
|---|---|---|---|---|
| Total | ₹ 5,00,000 | ₹ 1,98,040 | ₹ 6,98,040 |
Your income
Repayments on any other loans or credit cards.
FOIR is the share of income lenders allow towards all EMIs, typically 50%.
Estimated eligibility
₹ 21,48,800
maximum loan amount
- EMI available for this loan₹ 20,000
- Total interest over tenure₹ 9,51,200
- Total payable₹ 31,00,000
Existing EMIsAvailable for this loan
An indicative figure only. Your actual offer depends on our credit assessment, business profile and documentation.
Your current loan
After prepaying, you would like to
If you prepay
₹ 1,21,410
interest saved
- Current EMI₹ 11,634
- New tenure44 months
- Interest without prepaying₹ 1,98,040
- Interest with prepaying₹ 76,630
Saving assumes the prepayment is made free of charges and the same interest rate continues.
All figures are indicative estimates for planning only and do not constitute a loan offer. Actual amounts, rates and charges depend on our credit assessment and the loan agreement. To discuss a loan suited to your business, contact us.